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Do you qualify to write off up to 75%* of your debts?

This website has helped 1000's of people to find out if they qualify for help to resolve their debts.

How It Works

How It Works: Three easy steps towards resolving your debt.

Step One: Debt advice consultation.

The debt advice experts what we work with will get an idea of your unique situation during a completely free, no obligation debt advice consultation.

Completely free consultations.

If you are struggling with debt the last thing you want to be doing is paying for advice. Thats why talking to  experts won't cost you a penny.

The Advice Promise: Debt advice the way it should be

Advice PromiseHappy CustomersTake the first step

Not missing payments but worried.

When too much of your income is going out on debt repayments it usually means it's time to have a think about a change or two.

Solution: Rule number one, don't panic. There are often numerous options worth exploring. Take 5 minutes to chat with an expert and find out what help is available. It may turn out that you only need a little help and no big changes or decisions are necessary.

Sound Familiar?

Find out if you qualify for help.

Free, No obligation advice

Compare all of your options.

Write off up to 75% of your debts*

Families Have Too Much Debt: Bank Of England's Mark Carney Warns As He Prepares For Interest Rate Rise

7th August 2015


No obligation to continue

Our partners will find out what help you qualify for and will explain your options and they will make suggestions. How to proceed is up to you. 

Compare all of your options

For most people struggling with debt there will a number of different options available for resolving the debt. Our partners compare all of them.

Professional but friendly

Resolving debt is a serious business but it doesnt have to be stuffy and formal. Our debt advice partners understand their responsibilities.

As much time as you need.

Deciding on what route to take in order to resolve your debt requires serious consideration. A debt advisor will never rush that process. 

Never judge. 

Our focus is to help you to resolve your debt. We understand that debt problems can creep up on you and they are often oustside of your control.

Step Two: Identify and explain.

The experts will then find out what debt solutions you qualify for. They will fully explain each option and how it could help to get your finances back under control.

Step Three: You decide

Then it's over to you. You will know which options are available and which ones are best for you. Then you take as much time as you need to decide where to go from there. If you wish to go with your debt advisor's recommendations then they can help to implement the debt solution of your choice.

My current plan isn't working.

It is not uncommon for a Debt Plan that originally worked, to no longer be the best or quickest way of becoming debt free.

Solution: There are normally many different ways to resolve debt. The trick is finding the perfect one. Everyones situation is unique and changes over time. Why not have a no obligation chat with our experts and find out if there is a better solution to your debt.

I have missed repayments.

Missing debt repayments is a fairly clear sign that you need a plan to take back control of your finances.

Solution: Every year tens of thousands of people throughout the UK miss repayments. The good news is that there are often a number of different options that can help you to get things back under control. We can help you to find your perfect debt solution.

I can't borrow anymore money.

If you have missed payments or have a large amount of debt oustanding then it may be very difficult to consolidate with a large loan.

Solution: If you are unable to get a loan to consolidate your outstanding debt then it may be time to look at non borrowing options. There solutions that could consolidate your debts into one payment that fits into your household budget.

The debt isn't going down.

It sounds like most of your monthly repayments are going towards interest or other charges.

Solution: Just becasue you are keeping up with monthly repayments, doesn't mean your finances are in good shape. Paying the minimum repayments can mean decades in debt. There are options that can freeze the interest and charges, allowing you to begin clearing the debt.

I need credit to survive every month.

When a debt gets to a  certain size it is very common for people to start using credit to live on because their income goes on repayments.

Solution: We recognise this is a scary position to be in. It can mean having to make big cut backs in day to day living and it is likely that at some point in the future you are going to run out of credit. Don't panic! We can get things back under control and help you to clear the debt and live as you would want.

Sound Farmiliar: We understand what its like to be dealing with debt.

High Rents Force 1 in 3 Young Britons Into Debt: 33% Having To Rely On Credit To Pay The Rent

18th July 2015


Britian In The Red: Property Debt Grows To £1 Trillion Amid Warning Over Interest Rate Rise

28th July 2015


Let us deal with your creditors for you.

Find your debt solution

Happy Customers: Just some of the feedback our partners have recevied

We work with some of the UK's top debt advice providers. When you are looking for help with somthing as important as your finances it's vital that you make sure the people you are dealing with are the best at what they do. That's why some of our partners have teamed up with Feefo, the independant online review website. 

Cant rate them highly enough, I have one person dedicated to dealing with my case but if I call and speak to someone else they are equally helpful and knowledgeable. Very happy with the service.



Happy with everything so far. Seemed like good advice and not pushy sales like some of the other people I have spoken with. Thanks,



Impressive level or service. Very happy that I have found a better solution than Debt Management.



Chat with our expertsGet your free debt advice consultation

At we do not give advice. On completion of our form, we will introduce you to one of our authorised debt solutions partners. We will use the contact details that you have given to us on the form to make this introduction and may receive compensation from our partner for this introduction. A debt adviser will contact you by telephone. During that telephone call, the debt adviser will discuss your options in more detail. During this and other subsequent communication, you will be dealing with a debt solutions partner and not All solutions are subject to acceptance and eligibility. Further conditions will apply and telephone calls are recorded for your protection. Initial advice is always free but, as commercial companies, our partners do charge for on-going services, if you enter into a debt solution with one of our partners companies, then fees will apply and these are made clear by the advisers and also in the documentation you receive. You have the right to a cooling off period of 14 days. Retained payments may place you further into arrears. Debt write off only applies on completion of the Insolvency Solution and details do appear on a public register. Full details will be discussed prior to entering into any agreement and alternative options may be offered, where considered to be in your best interest. Your ability to obtain credit will be affected for 6 years, even if the solution lasts for less and your assets and property could be at risk. Our partners are all authorised and regulated by the Financial Conduct Authority and comply with their rules and principles of business. We take reasonable care to ensure that the information appearing on this website is up to date and accurate. Whilst we takes precautions to prevent the occurrence of errors and omissions, the user of this website should not take the accuracy of the information for granted. None of the material contained in this website is to be relied upon as a statement or representation of fact. We do not accept liability or responsibility and it gives no warranty as to the accuracy of this information. We are not giving advice or recommendation by virtue of having provided information on this Website. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Under no circumstances will and its employees, connected parties or qualified third party associates accept liability for any decision made or action undertaken as part of reliance to the information contained on this website. Your use of any information or materials on this website is entirely at your own risk. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. Your statutory rights are not affected by this disclaimer. * In some cases and with some debt solutions up to 90% of the debt can be written off. The amount written off will depend on your circumstances, income, assets and the current write-off policy of your creditors. Levels between 25% and 90% are realistic, depending on your ability to repay. For example with a Trust Deed solution you complete a questionnaire detailing all your income, assets and essential expenditure, including mortgage if you have one. After you've paid for all of your essentials in the month plus a modest amount for personal spending, the remainder is paid into your Trust Deed. If, at the end of the trust deed period you still have outstanding debts, your creditors may agree to write off the remainder. Other solutions apart from a Trust Deed are available, and may be more suitable. The debt advisor will offer advice based on your circumstances.

The Debt Advice People  is a trading name of Koypo Laboratories LTD - 71-75 Shelton Street, London, WC2H 9JQ - Company Registration Number: 10024201

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Impartial Debt Advice

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up by the Government to help people manage their money.

Debt Advice Line

Calls are charged at local UK rates

Do you qualify to write off up to 75%* of your debts?

* In some cases and with some debt solutions up to 75% of the debt can be written off. The amount written off will depend on your circumstances, income, assets and the current write-off policy of your creditors. Levels between 25% and 75% are realistic, depending on your ability to repay.

This website has helped 1000's of people to find out if they qualify for help to resolve their debts.

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